Homeowner Cases: Work Comp Claims- Are They Covered by the Homeowner Policy?

by George Markos (November 6, 2013)

This is a short introduction with respect to Homeowner Cases and issues that may help the attorneys in your office.

Any time a gardener, landscaper, day helper or a maid files a claim for injury, the question that will need to be addressed first by the defendant or their attorney is: does this claim fall under Workers’ Compensation coverage, or does the homeowner policy cover this scenario?

In determining those issues, it is important that you consider these steps, Labor Code (Labor Code hereinafter “LC”) provisions, and points of law: